| LICENSE DEFENSE COVERAGE MOPS provides you with fully paid legal representation and defense by experienced maritime attorneys if your vessel is involved in a shipping casualty or shipping incident leading to action against your marine license. |
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| PROFESSIONAL EQUIPMENT COVERAGE (Included) MOPS indemnifies you against loss or damage to your listed and approved professional equipment/instruments while aboard your vessel. |
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| LOSS OF INCOME COVERAGE (Optional) MOPS will pay your wages plus daily subsistence payments for up to 12 months should your license be revoked, suspended or reduced in grade as a result of a covered shipping casualty or shipping incident. You may choose to insure only a portion of your salary or decline this coverage altogether - it's your call. |
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| CIVIL LEGAL DEFENSE COVERAGE (Optional) MOPS provides you with paid legal defense by experienced maritime attorneys should a civil lawsuit be brought against or served upon you in any court within the United States, its territories or a foreign court as the result of a covered shipping casualty or incident involving your vessel. |
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| CIVIL PENALTIES LEGAL DEFENSE COVERAGE (Optional) MOPS provides you with paid legal defense by experienced maritime attorneys should you be charged in a civil penalty action by the U.S. Coast Guard or any other entity within the United States, its territories or a foreign court or administrative entity with authority to impose a civil penalty or fine as the result of a covered shipping casualty or shipping incident involving your vessel. |
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| PROFESSIONAL/CIVIL LIABILITY COVERAGE (Optional) MOPS provides you with professional liability insurance to cover additional defense costs and/or judgements in civil court proceedings resulting from a covered shipping casualty or shipping incident. (Those choosing Professional/Civil Liability coverage must also purchase a minimum of $100,000 of Civil Legal Defense coverage.) |
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| CRIMINAL ACTS (Oil Pollution) DEFENSE COVERAGE MOPS provides you with paid legal defense by experienced criminal attorneys should you be charged in a criminal action as the result of a marine casualty that results in allegations or charges related to federal and/or state water pollution laws and/or regulations. |
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| FOREIGN PORT COVERAGE MOPS reimburses you for reasonable attorney fees and expenses if you are compelled to attend, either as a party or witness, any inquiry of a foreign court concerning a shipping casualty involving your vessel. |
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