MOPS provides the industry’s most comprehensive coverage options, making it easy to customize coverage to your specific needs and budget.
License Defense — Fully paid legal representation and defense by experienced maritime attorneys if you are involved in a shipping casualty or incident that leads to action against your marine license(s). There are no co-insurance clauses and no hidden deductibles.
Professional Instruments and Equipment — Loss or damage to listed and approved professional instruments and equipment while you serve aboard your vessel.
Foreign Port — Approved attorney fees and expenses if you are ordered to attend, either as a party or witness, any inquiry of a foreign court concerning a shipping casualty or incident involving your vessel.
Loss of Income — Income compensation at the verifable amount of salary you choose to insure – plus daily subsistence payments for up to 12 months if your license is revoked, suspended or reduced in grade resulting from a covered shipping casualty or incident.
Civil Legal Defense — Paid legal defense if a civil lawsuit is brought against or served upon you in any court within the United States, its territories or a foreign court resulting from a covered shipping casualty or incident involving your vessel.
Civil/Professional Liability (Ask About Our Reduced Rates) — Professional liability coverage for additional defense costs and/or judgments in civil court proceedings resulting from a covered shipping casualty or incident.
Civil Penalties Legal Defense — Paid legal defense if you are assessed a civil penalty by the U.S. Coast Guard or any other entity within the United States, its territories, or a foreign court or administrative entity authorized to impose a civil penalty or fine resulting from a shipping casualty or incident involving your vessel.
Criminal Acts Defense — Paid legal defense by experienced criminal attorneys if you are charged criminally in connection with a marine casualty that results in allegations or charges related to federal (OPA-90) and/or state water pollution laws and/or regulations.